/* =========================================================
   Frontier Capital Advisors — Master Stylesheet
   frontiercf.com
   ========================================================= */

/* ===== DESIGN TOKENS ===== */
:root {
  --navy-900: #040E37;
  --navy-800: #0A1545;
  --navy-700: #1D264B;
  --navy-500: #363E5F;
  --navy-300: #4F5673;
  --navy-100: #686E87;
  --blue-500: #3559E0;
  --blue-400: #4969E3;
  --blue-300: #5D7AE6;
  --blue-100: #859BEC;
  --cream: #FEE2C5;
  --cream-light: #FFF4E8;
  --cream-muted: #F5E6D6;
  --green: #3AD5A6;
  --white: #FFFFFF;
  --off-white: #F7F8FA;
  --light-grey: #E8EAF0;
  --mid-grey: #9498A6;
  --dark-text: #1A1D2B;
  --font-serif: 'DM Serif Display', Georgia, serif;
  --font-display: 'Instrument Sans', sans-serif;
  --font-body: 'Inter', -apple-system, sans-serif;
}

/* ===== RESET ===== */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-body);
  color: var(--dark-text);
  line-height: 1.6;
  background: var(--white);
  overflow-x: hidden;
  overflow-wrap: break-word;
}

a { text-decoration: none; color: inherit; }

img { max-width: 100%; height: auto; display: block; }

/* ===== LAYOUT ===== */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 clamp(20px, 5vw, 80px);
}

/* ===== ANIMATIONS ===== */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(28px); }
  to { opacity: 1; transform: translateY(0); }
}

@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

@keyframes growBar {
  from { transform: scaleY(0); }
  to { transform: scaleY(1); }
}

@keyframes slideInRight {
  from { opacity: 0; transform: translateX(40px); }
  to { opacity: 1; transform: translateX(0); }
}

@keyframes patternPulse {
  0%, 100% { opacity: 0.07; }
  50% { opacity: 0.12; }
}

@keyframes menuSlide {
  from { opacity: 0; transform: translateY(-8px); }
  to { opacity: 1; transform: translateY(0); }
}

.anim { opacity: 0; animation: fadeUp 0.7s cubic-bezier(0.22, 1, 0.36, 1) forwards; }
.anim-d1 { animation-delay: 0.1s; }
.anim-d2 { animation-delay: 0.2s; }
.anim-d3 { animation-delay: 0.35s; }
.anim-d4 { animation-delay: 0.5s; }
.anim-d5 { animation-delay: 0.65s; }

/* ===== NAVBAR ===== */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: 72px;
  background: var(--navy-900);
  display: flex;
  align-items: center;
  transition: box-shadow 0.3s ease, background 0.3s ease;
}

.navbar.scrolled {
  box-shadow: 0 1px 12px rgba(4, 14, 55, 0.25);
  background: rgba(4, 14, 55, 0.97);
  backdrop-filter: blur(8px);
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.navbar-logo { display: flex; align-items: center; }
.navbar-logo img, .navbar-logo svg { height: 40px; width: auto; }

.navbar-links {
  display: flex;
  align-items: center;
  gap: clamp(16px, 2vw, 28px);
}

.navbar-links a {
  font-family: var(--font-body);
  font-size: 13.5px;
  font-weight: 500;
  color: var(--white);
  opacity: 0.6;
  transition: opacity 0.2s ease;
  letter-spacing: 0.01em;
  white-space: nowrap;
}

.navbar-links a:hover,
.navbar-links a.active { opacity: 1; }

.nav-cta {
  background: var(--cream) !important;
  opacity: 1 !important;
  color: var(--navy-900) !important;
  padding: 9px 22px !important;
  border-radius: 5px;
  font-weight: 600 !important;
  font-size: 13.5px !important;
  transition: background 0.2s ease, transform 0.2s ease !important;
}

.nav-cta:hover {
  background: var(--cream-muted) !important;
  transform: translateY(-1px);
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.mobile-toggle span {
  display: block;
  width: 22px;
  height: 1.5px;
  background: var(--white);
  margin: 5px 0;
  transition: all 0.25s ease;
}

@media (max-width: 992px) {
  .navbar-links { display: none; }
  .mobile-toggle { display: block; }
}

/* Mobile menu open state */
.navbar-links.open {
  display: flex;
  flex-direction: column;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: var(--navy-900);
  padding: 16px 24px 24px;
  gap: 0;
  border-top: 1px solid rgba(255,255,255,0.08);
  box-shadow: 0 16px 48px rgba(0,0,0,0.3);
  animation: menuSlide 0.25s ease;
}
.navbar-links.open a {
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  font-size: 15px;
}
.navbar-links.open a:last-child { border-bottom: none; }
.navbar-links.open .nav-cta {
  margin-top: 8px;
  text-align: center;
  border: 1px solid var(--cream);
  border-radius: 6px;
  padding: 12px 0;
}

/* Hamburger animation */
.mobile-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.mobile-toggle.active span:nth-child(2) { opacity: 0; }
.mobile-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ===== PAGE HEADER (inner pages) ===== */
.page-header {
  background: var(--navy-900);
  padding: clamp(120px, 12vw, 160px) 0 clamp(48px, 6vw, 80px);
  position: relative;
  overflow: hidden;
}

.page-header::before {
  content: '';
  position: absolute;
  top: 0; right: -10%;
  width: 50%; height: 100%;
  background: radial-gradient(ellipse at center, rgba(254,226,197,0.04) 0%, transparent 70%);
  pointer-events: none;
}

.page-header .overline {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--cream);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.page-header .overline::before {
  content: '';
  width: 24px;
  height: 1.5px;
  background: var(--cream);
}

.page-header h1 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(28px, 3vw + 10px, 48px);
  line-height: 1.1;
  color: var(--white);
  letter-spacing: -0.01em;
  margin-bottom: 16px;
}

.page-header .subtitle {
  font-family: var(--font-body);
  font-size: clamp(15px, 1vw + 9px, 17px);
  line-height: 1.65;
  color: var(--navy-100);
  max-width: 600px;
}

.francais {
  font-family: var(--font-body);
  font-size: 13px;
  font-style: italic;
  color: var(--navy-300);
  margin-top: 20px;
}


/* ===== SECTION SYSTEM ===== */
.section { padding: clamp(48px, 8vw, 100px) 0; }
.s-dark { background: var(--navy-900); }
.s-navy { background: var(--navy-700); }
.s-white { background: var(--white); }
.s-offwhite { background: var(--off-white); }
.s-cream { background: var(--cream-light); }

/* ===== TYPOGRAPHY: OVERLINES, HEADINGS, BODY ===== */
.overline {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--blue-500);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.overline::before {
  content: '';
  width: 24px;
  height: 1.5px;
  background: currentColor;
}
.s-navy .overline, .s-dark .overline { color: var(--cream); }
.s-cream .overline { color: var(--navy-700); }

.sec-overline {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--blue-500);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.sec-overline::before {
  content: '';
  width: 24px;
  height: 1.5px;
  background: currentColor;
}
.s-navy .sec-overline, .s-dark .sec-overline { color: var(--cream); }
.s-cream .sec-overline { color: var(--navy-700); }

.sec-heading {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(26px, 2.5vw + 8px, 38px);
  line-height: 1.15;
  letter-spacing: -0.01em;
  color: var(--dark-text);
  margin-bottom: clamp(20px, 3vw, 32px);
}
.s-navy .sec-heading, .s-dark .sec-heading { color: var(--white); }
.sec-heading .accent { color: var(--blue-500); }
.s-navy .sec-heading .accent, .s-dark .sec-heading .accent { color: var(--cream); }

.sec-body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--dark-text);
  max-width: 680px;
}
.sec-body p + p { margin-top: 18px; }
.s-navy .sec-body, .s-dark .sec-body { color: rgba(255,255,255,0.72); }
.sec-body strong { font-weight: 600; color: var(--navy-900); }
.s-navy .sec-body strong, .s-dark .sec-body strong { color: var(--white); }

/* ===== BUTTONS ===== */
.btn-cream {
  display: inline-block;
  background: var(--cream);
  color: var(--navy-900);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 14px;
  padding: 14px 32px;
  border-radius: 5px;
  transition: all 0.2s ease;
  letter-spacing: 0.01em;
  position: relative;
  z-index: 1;
  border: none;
  cursor: pointer;
}
.btn-cream:hover {
  background: var(--cream-muted);
  transform: translateY(-1px);
}

.btn-outline {
  display: inline-block;
  color: rgba(255,255,255,0.7);
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 14px;
  padding: 14px 28px;
  border-radius: 5px;
  border: 1px solid rgba(255,255,255,0.15);
  transition: all 0.2s ease;
}
.btn-outline:hover {
  color: var(--white);
  border-color: rgba(255,255,255,0.35);
  transform: translateY(-1px);
}

/* ===== IMAGE PLACEHOLDER ===== */
.img-placeholder {
  background: linear-gradient(145deg, var(--navy-700) 0%, var(--navy-900) 100%);
  border-radius: 6px;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
}
.img-placeholder::after {
  content: '';
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(254, 226, 197, 0.04) 25%, transparent 25%),
    linear-gradient(225deg, rgba(254, 226, 197, 0.03) 25%, transparent 25%),
    linear-gradient(315deg, rgba(254, 226, 197, 0.04) 25%, transparent 25%),
    linear-gradient(45deg, rgba(254, 226, 197, 0.03) 25%, transparent 25%);
  background-size: 60px 60px;
}
.img-placeholder-label {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.2);
  z-index: 1;
}

/* ===== CTA SECTION ===== */
.cta {
  padding: clamp(48px, 7vw, 88px) 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta::before {
  content: '';
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  width: 800px; height: 800px;
  background: radial-gradient(circle, rgba(254, 226, 197, 0.04) 0%, transparent 60%);
  pointer-events: none;
}
.cta h2 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(26px, 2.5vw + 8px, 40px);
  color: var(--white);
  margin-bottom: 16px;
  position: relative;
  z-index: 1;
}
.cta > .container > p {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--navy-100);
  margin-bottom: 12px;
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
  position: relative;
  z-index: 1;
}
.cta-email {
  display: inline-block;
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 17px;
  color: var(--cream);
  margin-bottom: 32px;
  transition: opacity 0.2s ease;
  position: relative;
  z-index: 1;
}
.cta-email:hover { opacity: 0.8; }

/* ===== FOOTER ===== */
.footer {
  background: var(--navy-900);
  padding: 56px 0 0;
  border-top: 1px solid rgba(254, 226, 197, 0.06);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: clamp(24px, 5vw, 60px);
  padding-bottom: 48px;
}
.footer-logo img, .footer-logo svg { height: 36px; width: auto; margin-bottom: 16px; }
.footer-tagline {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--navy-300);
  line-height: 1.6;
  max-width: 260px;
}
.footer-heading {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  color: rgba(255,255,255,0.5);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 20px;
}
.footer-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-list a {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.45);
  transition: color 0.2s ease;
}
.footer-list a:hover { color: var(--cream); }
.footer-contact,
.footer-contact-ft {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.45);
  line-height: 1.8;
}
.footer-contact a,
.footer-contact-ft a { transition: color 0.2s ease; }
.footer-contact a:hover,
.footer-contact-ft a:hover { color: var(--cream); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.05);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.footer-bottom span,
.footer-bottom a {
  font-family: var(--font-body);
  font-size: 12px;
  color: var(--navy-500);
}
.footer-bottom a:hover { color: var(--navy-300); }
@media (max-width: 768px) {
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 8px; }
}

/* ===== SCROLL REVEAL ===== */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s cubic-bezier(0.22, 1, 0.36, 1), transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-d1 { transition-delay: 0.1s; }
.reveal-d2 { transition-delay: 0.2s; }
.reveal-d3 { transition-delay: 0.3s; }

/* =========================================================
   HOMEPAGE
   ========================================================= */

/* Hero */
.hero {
  background: var(--navy-900);
  padding: 0;
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}
.hero-pattern {
  position: absolute;
  top: 0; right: 0;
  width: 55%; height: 100%;
  overflow: hidden;
  pointer-events: none;
}
.hero-pattern svg {
  position: absolute;
  top: 50%; right: -5%;
  transform: translateY(-50%);
  width: 110%; height: auto;
  opacity: 0.08;
}
.hero::after {
  content: '';
  position: absolute;
  top: 20%; right: 15%;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(254, 226, 197, 0.06) 0%, transparent 70%);
  pointer-events: none;
}
.hero .container {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
  padding-top: 72px;
  min-height: 100vh;
}
.hero-text { padding: 80px 0; }
.hero-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--cream);
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.hero-label::before {
  content: '';
  width: 32px;
  height: 1.5px;
  background: var(--cream);
  opacity: 0.6;
}
.hero-text h1 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(32px, 4vw + 12px, 58px);
  line-height: 1.08;
  color: var(--white);
  letter-spacing: -0.01em;
  margin-bottom: 28px;
}
.hero-text h1 em {
  font-style: italic;
  color: var(--cream);
}
.hero-text p {
  font-family: var(--font-body);
  font-size: clamp(15px, 1vw + 9px, 17px);
  line-height: 1.7;
  color: var(--navy-100);
  max-width: 480px;
  margin-bottom: 40px;
}
.hero-actions {
  display: flex;
  gap: 16px;
  align-items: center;
}
.hero-stats {
  display: flex;
  flex-direction: column;
  gap: 0;
  position: relative;
}
.hero-stat {
  padding: 28px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  display: flex;
  align-items: baseline;
  gap: 16px;
}
.hero-stat:last-child { border-bottom: none; }
.hero-stat-number {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(28px, 3vw + 6px, 44px);
  color: var(--white);
  line-height: 1;
  letter-spacing: -0.02em;
  min-width: 0;
  white-space: nowrap;
}
.hero-stat-label {
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 14px;
  color: var(--navy-300);
  letter-spacing: 0.01em;
  line-height: 1.4;
}
.hero-stat-accent {
  width: 3px; height: 28px;
  background: var(--cream);
  border-radius: 2px;
  opacity: 0.5;
  flex-shrink: 0;
  align-self: center;
  display: none;
}
@media (max-width: 992px) {
  .hero .container { grid-template-columns: 1fr; gap: 40px; }
  .hero-text { padding: 100px 0 20px; }
  .hero-pattern { width: 100%; opacity: 0.4; }
  .hero-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    border-top: 1px solid rgba(255,255,255,0.06);
    padding-bottom: 60px;
  }
  .hero-stat { padding: 20px 0; }
}
@media (max-width: 768px) {
  .hero-actions { flex-direction: column; align-items: flex-start; }
}

/* Who We Serve cards */
.serve-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(16px, 2.5vw, 28px);
  margin-top: clamp(32px, 4vw, 48px);
}
.serve-card {
  background: var(--white);
  border-radius: 8px;
  overflow: hidden;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  border: 1px solid var(--light-grey);
}
.serve-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 32px rgba(4, 14, 55, 0.08);
}
.serve-card-img { height: 200px; width: 100%; object-fit: cover; }
.serve-card-body { padding: 32px; }
.serve-card h3 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(20px, 1.5vw + 6px, 24px);
  color: var(--dark-text);
  margin-bottom: 12px;
}
.serve-card p {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.65;
  color: var(--navy-300);
  margin-bottom: 20px;
}
.card-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 14px;
  color: var(--blue-500);
  transition: gap 0.2s ease;
}
.serve-card:hover .card-arrow { gap: 12px; }
@media (max-width: 768px) {
  .serve-grid { grid-template-columns: 1fr; }
  .serve-card-img { height: 160px; }
}

/* Full-width image break */
.image-break {
  width: 100%;
  height: clamp(280px, 35vw, 400px);
  position: relative;
  overflow: hidden;
}
.image-break .img-placeholder {
  width: 100%; height: 100%;
  border-radius: 0;
}
.image-break-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.image-break-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(4, 14, 55, 0.85) 0%, rgba(4, 14, 55, 0.4) 60%, transparent 100%);
  z-index: 2;
  display: flex;
  align-items: center;
}
.image-break-content {
  padding: 0 clamp(20px, 5vw, 80px);
  max-width: 560px;
}
.image-break-content blockquote {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: clamp(18px, 2vw + 6px, 26px);
  line-height: 1.35;
  color: var(--white);
  margin-bottom: 16px;
}
.image-break-content cite {
  font-family: var(--font-body);
  font-size: 13px;
  font-style: normal;
  color: var(--cream);
  letter-spacing: 0.02em;
}
@media (max-width: 768px) {
  .image-break { height: auto; min-height: 260px; }
  .image-break-content { padding: 0; }
}

/* Why Frontier */
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: clamp(16px, 2vw, 24px);
  margin-top: clamp(32px, 4vw, 48px);
}
.why-card {
  background: rgba(254, 226, 197, 0.04);
  border: 1px solid rgba(254, 226, 197, 0.08);
  border-radius: 8px;
  padding: 36px 32px;
  transition: background 0.25s ease, transform 0.25s ease, border-color 0.25s ease;
  position: relative;
}
.why-card:hover {
  background: rgba(254, 226, 197, 0.07);
  border-color: rgba(254, 226, 197, 0.15);
  transform: translateY(-2px);
}
.why-card-number {
  font-family: var(--font-serif);
  font-size: 48px;
  color: rgba(254, 226, 197, 0.1);
  line-height: 1;
  margin-bottom: 16px;
}
.why-card h3 {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 18px;
  color: var(--white);
  margin-bottom: 12px;
}
.why-card p {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.65;
  color: rgba(255,255,255,0.58);
}
@media (max-width: 992px) { .why-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 768px) { .why-grid { grid-template-columns: 1fr; } }

/* Track record stats (homepage) */
.track-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: clamp(32px, 4vw, 48px);
}
.track-item {
  padding: 32px 28px;
  border-right: 1px solid var(--light-grey);
}
.track-item:last-child { border-right: none; }
.track-number {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(28px, 3vw + 6px, 42px);
  color: var(--navy-900);
  line-height: 1;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}
.track-label {
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 14px;
  color: var(--mid-grey);
  line-height: 1.4;
}
.track-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 48px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 14px;
  color: var(--blue-500);
  transition: gap 0.2s ease;
}
.track-link:hover { gap: 12px; }
@media (max-width: 768px) {
  .track-grid { grid-template-columns: 1fr 1fr; }
  .track-item { border-right: none; border-bottom: 1px solid var(--light-grey); padding: 24px 0; }
  .track-item:nth-child(odd) { padding-right: 20px; border-right: 1px solid var(--light-grey); }
  .track-item:nth-last-child(-n+2) { border-bottom: none; }
}

/* Pattern divider */
.pattern-divider {
  width: 100%;
  height: 80px;
  background: var(--navy-900);
  position: relative;
  overflow: hidden;
}
.pattern-divider-inner {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}
.pattern-divider svg { width: 100%; height: 100%; opacity: 0.12; }

/* =========================================================
   ABOUT PAGE
   ========================================================= */

/* Stat grid (light bg) */
.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: clamp(32px, 4vw, 48px);
}
.stat-grid-item {
  padding: 32px 28px;
  border-right: 1px solid var(--light-grey);
}
.stat-grid-item:last-child { border-right: none; }
.stat-grid-number {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(28px, 3vw + 6px, 42px);
  color: var(--navy-900);
  line-height: 1;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}
.stat-grid-label {
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 14px;
  color: var(--mid-grey);
  line-height: 1.4;
}
.s-cream .stat-grid-item { border-color: var(--cream-muted); }
@media (max-width: 768px) {
  .stat-grid { grid-template-columns: 1fr 1fr; }
  .stat-grid-item { border-right: none; border-bottom: 1px solid var(--light-grey); padding: 24px 0; }
  .stat-grid-item:nth-child(odd) { padding-right: 20px; border-right: 1px solid var(--light-grey); }
  .stat-grid-item:nth-last-child(-n+2) { border-bottom: none; }
}

/* Leadership */
.leadership-grid {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: clamp(32px, 4vw, 56px);
  align-items: start;
  margin-top: clamp(32px, 4vw, 48px);
}
.headshot-placeholder {
  width: 300px;
  height: 380px;
  background: linear-gradient(145deg, var(--navy-800) 0%, var(--navy-700) 60%, rgba(254,226,197,0.12) 100%);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}
.headshot-placeholder::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(254,226,197,0.03) 25%, transparent 25%), linear-gradient(225deg, rgba(254,226,197,0.02) 25%, transparent 25%);
  background-size: 40px 40px;
}
.headshot-placeholder span {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.18);
  z-index: 1;
}
.headshot-img {
  width: 300px;
  height: 380px;
  border-radius: 6px;
  object-fit: cover;
  object-position: center top;
}
.leader-info h3 {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(22px, 2vw + 6px, 28px);
  color: var(--dark-text);
  margin-bottom: 4px;
}
.leader-title {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--blue-500);
  margin-bottom: 24px;
}
.leader-bio {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--dark-text);
}
.leader-bio p + p { margin-top: 16px; }
.leader-credential {
  display: inline-block;
  margin-top: 20px;
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 500;
  color: var(--navy-300);
  padding: 8px 16px;
  background: var(--off-white);
  border-radius: 4px;
}
@media (max-width: 768px) {
  .leadership-grid { grid-template-columns: 1fr; gap: 32px; }
  .headshot-placeholder,
  .headshot-img { width: 100%; max-width: 300px; height: 340px; }
}

/* Compliance box */
.compliance-box {
  margin-top: 32px;
  padding: 32px;
  border: 1px solid var(--light-grey);
  border-radius: 8px;
  background: var(--off-white);
}
.compliance-box p {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.7;
  color: var(--navy-300);
}
.compliance-box p + p { margin-top: 14px; }

/* =========================================================
   SOVEREIGN & CORPORATE PAGES
   ========================================================= */

/* Parameters grid */
.params-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  margin-top: 40px;
}
.param-item {
  padding: 28px 32px;
  border-bottom: 1px solid var(--light-grey);
}
.param-item:nth-child(odd) { border-right: 1px solid var(--light-grey); }
.s-offwhite .param-item { border-color: var(--light-grey); }
.param-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--blue-500);
  margin-bottom: 6px;
}
.param-value {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.55;
  color: var(--dark-text);
}
.param-item:nth-last-child(-n+2) { border-bottom: none; }
@media (max-width: 768px) {
  .params-grid { grid-template-columns: 1fr; }
  .param-item { border-right: none !important; }
  .param-item:nth-last-child(1) { border-bottom: none; }
  .param-item:nth-last-child(2) { border-bottom: 1px solid var(--light-grey); }
}

/* Spread advantage */
.spread-content {
  display: grid;
  grid-template-columns: 1fr minmax(0, 380px);
  gap: clamp(24px, 4vw, 48px);
  margin-top: 40px;
  align-items: start;
}
.spread-body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: rgba(255,255,255,0.72);
}
.spread-body p + p { margin-top: 18px; }
.spread-cards { display: flex; flex-direction: column; gap: 16px; }
.spread-card {
  padding: 40px;
  border-radius: 8px;
  background: rgba(254,226,197,0.04);
  border: 1px solid rgba(254,226,197,0.1);
  text-align: center;
}
.spread-card.best {
  background: rgba(58,213,166,0.04);
  border-color: rgba(58,213,166,0.12);
}
.spread-card-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--cream);
  opacity: 0.5;
  margin-bottom: 20px;
}
.spread-card.best .spread-card-label { color: var(--green); }
.spread-card-rate {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(24px, 2.5vw + 6px, 36px);
  color: var(--cream);
  line-height: 1;
  margin-bottom: 8px;
}
.spread-card.best .spread-card-rate { color: var(--green); }
.spread-card-vs {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.45);
  margin-bottom: 24px;
}
.spread-card-note {
  font-family: var(--font-body);
  font-size: 13px;
  line-height: 1.55;
  color: rgba(255,255,255,0.35);
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,0.06);
}
.spread-card-note-bottom {
  font-family: var(--font-body);
  font-size: 13px;
  line-height: 1.55;
  color: rgba(255,255,255,0.3);
  padding-top: 12px;
}
@media (max-width: 768px) {
  .spread-content { grid-template-columns: 1fr; gap: 32px; }
}

/* Process steps */
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(12px, 1.5vw, 20px);
  margin-top: clamp(28px, 3.5vw, 40px);
}
.step {
  padding: 28px 24px;
  background: var(--off-white);
  border-radius: 8px;
  border: 1px solid var(--light-grey);
}
.step-num {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: 32px;
  color: var(--cream-muted);
  line-height: 1;
  margin-bottom: 12px;
}
.step-title {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--dark-text);
  margin-bottom: 8px;
}
.step-desc {
  font-family: var(--font-body);
  font-size: 13.5px;
  line-height: 1.55;
  color: var(--navy-300);
}
.step-time {
  font-family: var(--font-body);
  font-size: 12px;
  color: var(--mid-grey);
  margin-top: 10px;
}
.process-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 32px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 14px;
  color: var(--blue-500);
  transition: gap 0.2s ease;
}
.process-link:hover { gap: 12px; }
.process-note {
  margin-top: 24px;
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.65;
  color: var(--navy-300);
  max-width: 680px;
}
@media (max-width: 992px) { .process-steps { grid-template-columns: 1fr 1fr; } }
@media (max-width: 768px) { .process-steps { grid-template-columns: 1fr; } }

/* Documentation */
.doc-body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--dark-text);
  max-width: 680px;
}
.doc-body p + p { margin-top: 18px; }
.doc-body strong { font-weight: 600; }
.doc-note {
  margin-top: 28px;
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--cream-muted);
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 14px;
  line-height: 1.6;
  color: var(--navy-300);
}
.doc-note strong { color: var(--dark-text); }

/* Corporate doc costs */
.doc-costs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 28px;
}
.doc-cost-card {
  padding: 24px;
  background: var(--white);
  border: 1px solid var(--cream-muted);
  border-radius: 6px;
}
.doc-cost-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--navy-700);
  margin-bottom: 8px;
}
.doc-cost-value {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(20px, 1.5vw + 6px, 24px);
  color: var(--dark-text);
  margin-bottom: 6px;
}
.doc-cost-desc {
  font-family: var(--font-body);
  font-size: 13px;
  line-height: 1.5;
  color: var(--navy-300);
}
@media (max-width: 768px) { .doc-costs { grid-template-columns: 1fr; } }

/* =========================================================
   HOW WE WORK PAGE
   ========================================================= */

/* Control stack items */
.control-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(16px, 2vw, 24px);
  margin-top: clamp(32px, 4vw, 48px);
}
.control-item {
  padding: 32px;
  border: 1px solid var(--light-grey);
  border-radius: 8px;
  background: var(--off-white);
}
.control-item-title {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 15px;
  color: var(--dark-text);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.control-item-title::before {
  content: '';
  width: 8px; height: 8px;
  background: var(--blue-500);
  border-radius: 2px;
  flex-shrink: 0;
}
.control-item p {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.65;
  color: var(--navy-300);
}
@media (max-width: 768px) { .control-grid { grid-template-columns: 1fr; } }

/* SPV structure */
.spv-body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--dark-text);
  max-width: 680px;
}
.spv-body p + p { margin-top: 18px; }
.doc-list {
  margin-top: 28px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.doc-tag {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 12px;
  letter-spacing: 0.02em;
  color: var(--navy-700);
  padding: 8px 16px;
  background: var(--white);
  border: 1px solid var(--cream-muted);
  border-radius: 4px;
}

/* Timeline */
.timeline { margin-top: 48px; position: relative; }
.timeline::before {
  content: '';
  position: absolute;
  left: 28px; top: 0; bottom: 0;
  width: 2px;
  background: rgba(254,226,197,0.1);
}
.timeline-item {
  position: relative;
  padding-left: 76px;
  padding-bottom: 48px;
}
.timeline-item:last-child { padding-bottom: 0; }
.timeline-dot {
  position: absolute;
  left: 12px; top: 4px;
  width: 34px; height: 34px;
  border-radius: 50%;
  background: rgba(254,226,197,0.06);
  border: 1.5px solid rgba(254,226,197,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 12px;
  color: var(--cream);
}
.timeline-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--cream);
  opacity: 0.5;
  margin-bottom: 6px;
}
.timeline-title {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(18px, 1.5vw + 6px, 22px);
  color: var(--white);
  margin-bottom: 10px;
}
.timeline-desc {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.65;
  color: rgba(255,255,255,0.55);
  max-width: 600px;
}
.timeline-time {
  display: inline-block;
  margin-top: 10px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 12px;
  color: rgba(254,226,197,0.5);
  padding: 4px 12px;
  border: 1px solid rgba(254,226,197,0.1);
  border-radius: 3px;
}
@media (max-width: 768px) {
  .timeline::before { left: 18px; }
  .timeline-dot { left: 2px; width: 30px; height: 30px; font-size: 11px; }
  .timeline-item { padding-left: 56px; }
}

/* Fee section */
.fee-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(24px, 4vw, 48px);
  margin-top: 40px;
  align-items: start;
}
.fee-body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--dark-text);
}
.fee-body p + p { margin-top: 18px; }
.fee-body strong { font-weight: 600; }
.fee-highlight {
  padding: 40px;
  background: var(--navy-900);
  border-radius: 8px;
  position: relative;
  overflow: hidden;
}
.fee-highlight::before {
  content: '';
  position: absolute;
  top: -40px; right: -40px;
  width: 200px; height: 200px;
  background: radial-gradient(circle, rgba(254,226,197,0.06) 0%, transparent 70%);
}
.fee-quote {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: clamp(18px, 1.5vw + 6px, 22px);
  line-height: 1.4;
  color: var(--white);
  margin-bottom: 16px;
  position: relative;
  z-index: 1;
}
.fee-cite {
  font-family: var(--font-body);
  font-size: 13px;
  color: var(--cream);
  position: relative;
  z-index: 1;
}
.fee-breakdown {
  margin-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.06);
  padding-top: 24px;
  position: relative;
  z-index: 1;
}
.fee-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.04);
}
.fee-row:last-child { border-bottom: none; }
.fee-row-label {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(255,255,255,0.5);
}
.fee-row-value {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--cream);
}
@media (max-width: 768px) { .fee-grid { grid-template-columns: 1fr; gap: 32px; } }

/* =========================================================
   TRACK RECORD PAGE
   ========================================================= */

/* Header stats variant */
.page-header.with-stats { padding-bottom: 0; }
.page-header.with-stats h1 { margin-bottom: clamp(32px, 4vw, 48px); }
.header-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: clamp(24px, 3.5vw, 40px) 0;
}
.header-stat {
  padding: 0 clamp(12px, 2.5vw, 28px);
  border-right: 1px solid rgba(255,255,255,0.08);
}
.header-stat:first-child { padding-left: 0; }
.header-stat:last-child { border-right: none; }
.header-stat-number {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(26px, 2.5vw + 6px, 38px);
  color: var(--cream);
  line-height: 1;
  letter-spacing: -0.02em;
  margin-bottom: 6px;
}
.header-stat-label {
  font-family: var(--font-body);
  font-size: 13px;
  color: var(--navy-100);
  line-height: 1.4;
}
@media (max-width: 768px) {
  .header-stats { grid-template-columns: 1fr 1fr; }
  .header-stat { border-right: none; padding: 16px 0; border-bottom: 1px solid rgba(255,255,255,0.06); }
  .header-stat:nth-child(odd) { padding-right: 16px; border-right: 1px solid rgba(255,255,255,0.06); }
  .header-stat:nth-last-child(-n+2) { border-bottom: none; }
}

/* Transaction table */
.table-intro {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.65;
  color: var(--navy-300);
  max-width: 760px;
  margin-bottom: 40px;
}
.tx-table-wrap { overflow-x: auto; }
.tx-table { width: 100%; border-collapse: collapse; }
.tx-table thead th {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--navy-300);
  text-align: left;
  padding: 16px 20px;
  border-bottom: 2px solid var(--navy-900);
  background: var(--off-white);
}
.tx-table tbody tr {
  border-bottom: 1px solid var(--light-grey);
  transition: background 0.15s;
}
.tx-table tbody tr:hover { background: var(--off-white); }
.tx-table tbody td {
  padding: 20px;
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.5;
  color: var(--dark-text);
  vertical-align: top;
}
.tx-anchor {
  font-weight: 600;
  color: var(--navy-900);
  display: block;
  margin-bottom: 2px;
}
.tx-region {
  font-size: 13px;
  color: var(--mid-grey);
  font-weight: 400;
}
.tx-size {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: 18px;
  color: var(--navy-900);
}
.tx-tag {
  display: inline-block;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  letter-spacing: 0.02em;
  padding: 4px 10px;
  border-radius: 3px;
  background: rgba(53,89,224,0.06);
  color: var(--blue-500);
  margin-right: 4px;
  margin-bottom: 4px;
}
@media (max-width: 992px) {
  .tx-table-wrap { margin: 0 -24px; padding: 0 24px; }
  .tx-table { min-width: 520px; }
}

/* Sector tags */
.sector-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}
.sector-tag {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  color: var(--dark-text);
  padding: 10px 20px;
  background: var(--white);
  border: 1px solid var(--light-grey);
  border-radius: 5px;
}

/* =========================================================
   CONTACT PAGE
   ========================================================= */

.contact-section { padding: clamp(48px, 8vw, 100px) 0 clamp(64px, 10vw, 120px); }
.contact-grid {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: start;
}
@media (max-width: 992px) { .contact-grid { grid-template-columns: 1fr; gap: 48px; } }

.contact-info-group { margin-bottom: 36px; }
.contact-info-group:last-child { margin-bottom: 0; }
.contact-info-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--blue-500);
  margin-bottom: 12px;
}
.contact-info-value {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.7;
  color: var(--dark-text);
}
.contact-info-value a {
  color: var(--blue-500);
  font-weight: 500;
  transition: color 0.2s;
}
.contact-info-value a:hover { color: var(--navy-900); }
.contact-info-muted { color: var(--navy-300); }
.contact-divider {
  width: 40px;
  height: 1.5px;
  background: var(--light-grey);
  margin: 36px 0;
}
.contact-response {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--navy-300);
  line-height: 1.6;
  padding: 20px 24px;
  background: var(--off-white);
  border-radius: 6px;
  border: 1px solid var(--light-grey);
}

/* Form */
.form-card {
  padding: 48px;
  background: var(--off-white);
  border: 1px solid var(--light-grey);
  border-radius: 10px;
}
.form-title {
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(22px, 2vw + 6px, 26px);
  color: var(--dark-text);
  margin-bottom: 8px;
}
.form-subtitle {
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--navy-300);
  margin-bottom: 32px;
}
.form-row { margin-bottom: 20px; }
.form-row-half {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 20px;
}
@media (max-width: 768px) {
  .form-row-half { grid-template-columns: 1fr; }
  .form-card { padding: 32px 24px; }
  .form-submit { width: 100%; text-align: center; }
}
.form-label {
  display: block;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--navy-300);
  margin-bottom: 6px;
}
.form-input, .form-select, .form-textarea {
  width: 100%;
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--dark-text);
  padding: 12px 16px;
  border: 1px solid var(--light-grey);
  border-radius: 5px;
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
  -webkit-appearance: none;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--blue-500);
  box-shadow: 0 0 0 3px rgba(53,89,224,0.08);
}
.form-input::placeholder, .form-textarea::placeholder { color: var(--mid-grey); }
.form-select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%239498A6' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}
.form-textarea { resize: vertical; min-height: 120px; }
.form-submit {
  display: inline-block;
  background: var(--cream);
  color: var(--navy-900);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 14px;
  padding: 14px 36px;
  border: none;
  border-radius: 5px;
  cursor: pointer;
  transition: all 0.2s;
  margin-top: 8px;
}
.form-submit:hover {
  background: var(--cream-muted);
  transform: translateY(-1px);
}
.form-submit:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none;
}
.form-disclaimer {
  font-family: var(--font-body);
  font-size: 12.5px;
  color: var(--mid-grey);
  margin-top: 16px;
  line-height: 1.5;
}

/* Form success state */
.form-success {
  text-align: center;
  padding: 60px 32px;
}
.form-success h3 {
  font-family: var(--font-serif);
  font-size: clamp(22px, 2vw + 6px, 26px);
  color: var(--dark-text);
  margin-bottom: 12px;
}
.form-success p {
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--navy-300);
  line-height: 1.6;
}

/* =========================================================
   SMALL SCREEN REFINEMENTS (≤480px)
   ========================================================= */
@media (max-width: 480px) {
  .hero-text { padding: 88px 0 16px; }
  .hero-stats { grid-template-columns: 1fr; padding-bottom: 40px; }
  .hero-stat { padding: 16px 0; }
  .track-grid { grid-template-columns: 1fr; }
  .track-item { border-right: none !important; padding: 20px 0; }
  .stat-grid { grid-template-columns: 1fr; }
  .stat-grid-item { border-right: none !important; padding: 20px 0; }
  .header-stats { grid-template-columns: 1fr; }
  .header-stat { border-right: none !important; padding: 12px 0; }
  .form-card { padding: 24px 16px; }
  .form-success { padding: 40px 16px; }
  .serve-card-body { padding: 24px; }
  .why-card { padding: 28px 24px; }
  .control-item { padding: 24px; }
  .fee-highlight { padding: 28px; }
  .spread-card { padding: 28px; }
  .compliance-box { padding: 24px; }
  .doc-note { padding: 20px; }
  .footer { padding: 40px 0 0; }
  .footer-grid { gap: 24px; padding-bottom: 32px; }
  .btn-cream { padding: 12px 24px; font-size: 14px; }
  .btn-outline { padding: 12px 20px; font-size: 14px; }
  .navbar-links.open a { padding: 12px 0; }
}